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Some properties shown do not need flood insurance. Contact us for info
Free Consultations for Buyers or Sellers 727-399-1347
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Review Condos Clearwater Beach to St Pete Beach Florida Condos

Florida Real Estate Law > Understand Your  Rights      Why You should Use a Realtor®

Charles Rutenberg Realty, Inc. 1545 S. Belcher Rd. Clwtr Florida 33764
Contact The Top Team and Max Kuzmicz Anytime Phone 727-399-1347
 

Many people shop for real estate based on the monthly mortgage payment they can afford.
U.S. houses are more affordable today. Since last year at this time, the change has been huge. The mortgage payment on the typical home is now is 20% less expensive than it was a year ago. Last year, the median U.S. home would have cost about $230,000, with approximately 7% in interest on the mortgage. With a 20% down payment that makes it a $1,200 monthly mortgage payment. Today, the median price for a home is $200,000 which is a $30,000 difference from last year and the mortgage rates are down to 6%. Between the lower price and the lower mortgage rate, you'd be paying less than $1,000 a month on your mortgage now for the same house that would have cost you $1,200 last year.

The first charted maps were created in 1765 by a Spanish Naval Officer, named Jose Jimenez. He referred to the area as "point of pines". This peninsula in florida is surrounded on three sides by the waters of the Gulf of Mexico and Tampa Bay.

Info on all the IDX listings shown IDX information is provided exclusively for consumer’s personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. The data relating to property for sale on this web site comes in part from the Broker Reciprocity Program of (PSAR). Listings held by brokerage firms other than Charles Rutenburg Realty, Inc. are marked with the Broker Reciprocity logo. All information deemed reliable but not guaranteed. All property is subject to prior sale, change or withdrawal. ©PSAR®. All rights reserved.

My Safe Florida Home Program for Free Inspections and Rebates on Upgrades

Consult with us and do your research on Florida Flood Insurance and Flood Zones
County Flood Zones and Maps    Florida Hurricane Info Interactive Weather Charts and Resources
County Flood Insurance and Risk Info  In 2002, the Florida Legislature passed a law that combined the Florida Residential Property and Casualty Joint Underwriting Association (FRPCJUA) and the Florida Windstorm Underwriting Association (FWUA). This resulted in the creation of Citizens Property insurance Corporation (Citizens), which more efficiently and effectively provides insurance to, and serves the needs of homeowners in high-risk areas and others who cannot find coverage in the open, private insurance market. Web Site http://www.citizensfla.com/gen_info.asp

Do Your Home Work and be a wiser investor, buyer or seller. There are links to Pinellas County Florida and Tampa Bay Florida Area Homes and Condos from South to North. Search all Homes and Condos currently on the market. Benefit from the Free numerous informational links. Find links to Homes and Condos For Sale By Owners, Home Inspectors that cover the area, Appraisers for Homes, Schools, Maps, Online Mortgages, Loan Info, Real Estate Attorneys and more. Search and Find Homes and Condos including, but not limited to: Bayway Isles, Belleair  and Belleair Beach, Countryside, Clearwater, Clearwater Beach, Dunedin, East Lake Woodlands, Largo Homes, Sand Key Condos, Madeira Beach Real Estate, Indian Shores, Indian Rocks Beach, St Petersburg, St Pete Beach, Seminole Florida, ew Developments, Tarpon Springs, Palm Harbor, Treasure Island, Redington Beach, Tierra Verde. We assist buyers searching for any Area Property For Sale. Waterfront Waterview Luxury Intracoastal Beachfront Gulf Beach Lakefront Golf Course and Investment Property

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