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FORECLOSURES
CONDOS BELOW
FORECLOSED
Gulf Front $340,000

NEW St Pete $239K
St Pete Beach $235K
3BR Waterfront $199K
Waterfront $189,246
Waterfront $170,000
Lake Golf  $157,000
3BR Golfing $154,900
Newer 3BR $150,000
Newer Thome $135K
Waterfront $129,000
Clearwater $120,000
Mid Pinellas $111,000
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FORECLOSURES
HOMES BELOW
FORECLOSED

3Br Home $109,900
3Br Pool Home $118K

3Br Pasco $132,000
Updated $149,900
Waterfront $149,900
3Br Largo $155,000
Clearwater $267,000
4Br Pool Home $271K
5Br Pool Home $295K
5Br Tampa $382,900
Waterfront $394,000
4BR Waterfront $599K
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FREE SEARCH HERE < ALL AREA REAL ESTATE FOR SALE




 

2009 First-Time Home Buyer Tax Credit Facts  Who is Eligible
The $8,000 tax credit is available for first-time home buyers only.
A first-time home buyer is a buyer who has not owned a principal residence during the three-year period prior to the purchase.
All U.S. citizens who file taxes are eligible to participate in the program.
The tax credit is a true credit. It does not have to be repaid.
The only repayment requirement is if the home owner sold the home within three years after the purchase.

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Information from the National Association of REALTORS®. Price declines over the past year have made this the best time to buy. The inventory of homes for sale gives buyers incredible selection. The number of homes for sale is greater than it has been in 15 years. The current favorable market conditions may not last much longer. Research shows that prices are beginning to stabilize. Mortgage rates are near all-time lows. Capturing these low rates now means your monthly payments are lower and much more affordable Recent voter approval of Amendment 1 allows Florida homeowners to transfer their “Save Our Homes” tax benefit from their old home to a newly purchased home. Upsizing or downsizing, this is the best time to buy. *Information courtesy of the National Association of REALTORS®. Real estate continues to be a great financial investment. The average return on a five percent down payment over 10 years is usually three to five times greater than stock market returns

Some properties shown do not need flood insurance. Contact us for info  Free Consultations for Buyers or Sellers 727-399-1347
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Charles Rutenberg Realty, Inc. 1545 S. Belcher Rd. Clwtr Florida 33764
Contact The Top Team and Max Kuzmicz Anytime Phone 727-399-1347

 

Many people shop for real estate based on the monthly mortgage payment they can afford.
U.S. houses are more affordable today. Since last year at this time, the change has been huge. The mortgage payment on the typical home is now is 20% less expensive than it was a year ago. Last year, the median U.S. home would have cost about $230,000, with approximately 7% in interest on the mortgage. With a 20% down payment that makes it a $1,200 monthly mortgage payment. Today, the median price for a home is $200,000 which is a $30,000 difference from last year and the mortgage rates are down to 6%. Between the lower price and the lower mortgage rate, you'd be paying less than $1,000 a month on your mortgage now for the same house that would have cost you $1,200 last year.

The first charted maps were created in 1765 by a Spanish Naval Officer, named Jose Jimenez. He referred to the area as "point of pines". This peninsula in florida is surrounded on three sides by the waters of the Gulf of Mexico and Tampa Bay.


pinellas county florida real estate homes condos broker-reciprocity Info on all the IDX listings shown IDX information is provided exclusively for consumer’s personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. The data relating to property for sale on this web site comes in part from the Broker Reciprocity Program of (PSAR). Listings held by brokerage firms other than Charles Rutenburg Realty, Inc. are marked with the Broker Reciprocity logo. All information deemed reliable but not guaranteed. All property is subject to prior sale, change or withdrawal. ©PSAR®. All rights reserved.

Consult with us and do your research on Florida Flood Insurance and Flood Zones
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  In 2002, the Florida Legislature passed a law that combined the Florida Residential Property and Casualty Joint Underwriting Association (FRPCJUA) and the Florida Windstorm Underwriting Association (FWUA). This resulted in the creation of Citizens Property insurance Corporation (Citizens), which more efficiently and effectively provides insurance to, and serves the needs of homeowners in high-risk areas and others who cannot find coverage in the open, private insurance market. Web Site http://www.citizensfla.com/gen_info.asp

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Do Your Home Work and be a wiser investor, buyer or seller. There are links to Pinellas County Florida and Tampa Bay Florida Area Homes and Condos from South to North. Search all Homes and Condos currently on the market. Benefit from the Free numerous informational links. Find links to Homes and Condos For Sale By Owners, Home Inspectors that cover the area, Appraisers for Homes, Schools, Maps, Online Mortgages, Loan Info, Real Estate Attorneys and more. Search and Find Homes and Condos including, but not limited to: Bayway Isles, Belleair  and Belleair Beach, Countryside, Clearwater, Clearwater Beach, Dunedin, East Lake Woodlands, Largo Homes, Sand Key Condos, Madeira Beach Real Estate, Indian Shores, Indian Rocks Beach, St Petersburg, St Pete Beach, Seminole Florida, ew Developments, Tarpon Springs, Palm Harbor, Treasure Island, Redington Beach, Tierra Verde. We assist buyers searching for any Area Property For Sale. Waterfront Waterview Luxury Intracoastal Beachfront Gulf Beach Lakefront Golf Course and Investment Property

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